Holiday properties as a capital investment

Buying a holiday property as an investment

Note: The following article is for general guidance only. For binding advice, we strongly recommend that you consult an expert. We will be happy to put you in touch with the right experts in our region.

The trend towards holiday properties

The demand for holiday properties has increased noticeably in recent years. This is due in particular to the dissatisfaction of many investors with the increasingly complex framework conditions in the area of regular rental property. Strict tenant protection regulations, limited opportunities to increase rents and the associated uncertainty have led to more and more investors putting their capital into holiday properties in order to benefit from the more flexible use and potentially higher returns.

Holiday properties are increasingly coming into focus:

  • Holiday properties are not subject to the same legal restrictions as rental flats.

  • They offer greater flexibility in pricing.

  • Properties can be rented out to holiday guests at short notice, which leads to higher occupancy rates.

  • Owners can also use their properties for their own stays as they wish.

Why investors are rethinking

The increasing demand for holiday properties is primarily driven by investors looking for alternatives to achieve attractive returns. The possibility of accommodating holiday guests in particular makes these properties a lucrative option compared to regulated rental flats.

Holiday properties in the affordable tourism segment are currently experiencing a significant upswing. Accommodation that allows longer stays and offers moderate rental prices is particularly in demand. This trend reflects the changing travel behaviour of many holidaymakers, who increasingly value flexibility and cost efficiency.

Small residential units in particular, which can also be rented on a monthly basis if required, make a significant contribution to stimulating the holiday property market. Such offers appeal to a broad target group looking for week-long stays in affordable but comfortable accommodation, thereby strengthening the growth potential of this segment.

Tip: Buying a holiday property in Germany can save you tax under certain circumstances. This is especially true for landlords.

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Exclusive holiday villa with attractive yield opportunities

Would you like to buy a holiday property?

Holiday properties are not only an attractive capital investment, but also a personal retreat. However, there are a few aspects to consider when buying a holiday home:

  • Personal motives: Do you want to use the property primarily for your own use or as a source of income? This decision influences all further steps.

  • The right location: The choice of location is crucial. Good accessibility, leisure activities and a stable demand for holiday accommodation increase its attractiveness. Let our experts advise you on finding the perfect region.

  • Financing: Sustainable financing is essential. The purchase can be economically secured with a mix of equity, loans and potential rental income.

  • Legal framework: Different building regulations and utilisation regulations depending on the region require careful examination of the purchase contract.

Financing and important aspects

Buying a holiday property is a significant investment that requires thoughtful planning and foresight. If you are considering buying a holiday property, here are the most important points you should consider:

  • Equity: A solid equity ratio lowers your monthly charges and improves your position when obtaining a loan, allowing you to finance at better conditions.
  • Financing models: It's worth comparing different financing options. Use the expertise of independent advisors to find the best model for you.
  • Yield fluctuations: Rental income can fluctuate depending on the season. Plan your financial strategy in such a way that you can easily bridge less popular periods.
  • Maintenance effort: Holiday properties often require higher care and maintenance costs as they are used intensively. Take these factors into account when planning your long-term budget.
  • Regulations: Regional regulations can affect the use and design of your property. Early research ensures security and planning certainty.

Our expert for holiday properties, Inga Rück, is at your side with its expertise and supports you in developing a customised strategy that optimally combines your goals and opportunities.

Conclusion: A promising investment for the future

Holiday properties offer investors an attractive opportunity to adapt their investment strategy and benefit from the opportunities of a growing market. Especially in times when the rental market is becoming increasingly regulated and rental yields are stagnating, holiday properties represent a promising alternative. Those who invest in the right properties - be it in sought-after holiday regions or in accommodation that is also suitable for longer stays - can benefit from high yields and stable demand.

With the right timing and a sound market analysis, holiday properties can therefore be an attractive investment that not only brings financial benefits, but also offers long-term appreciation potential. We are happy to support you. With our expertise, we ensure that your holiday property is not just a capital investment, but also a personal experience of success.

The quick way to more information:

Real estate agent Inga Rück

INGA Re

If you need support in your search for a special property or would like to market your property discreetly and professionally, Inga is your experienced contact.

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