Guide to the successful purchase of a property
You would like a Buying a property?
Buying a property is a big step and requires careful planning. Here you can find out how to successfully prepare for the purchase and which steps are important.
1. define your requirements and wishes
Before you start your search, you should think carefully about what you expect from your property. Would you like a home of your own or a capital investment? Are you looking for a flat in the city or a house in the countryside? The size, condition and budget also play an important role.
Tip: Use our Search profile toolto record your requirements. This way we can send you suitable offers!
2. determine your budget.
Once you have clarified your wishes, you should determine your budget precisely. Here it is important to consider both the purchase price and the ancillary purchase costs such as land transfer tax, notary fees and any estate agent fees.
Tip: Calculate with our Budget calculatorhow much equity and how much you can afford to pay each month.
3. clarify the financing.
Once you have determined your budget, you should talk to the bank about financing. This involves checking how high the credit limit is and what monthly charge makes sense for you.
Note: A well-prepared financing discussion is the key to a quick and reliable decision from your bank. If you know what to expect and which documents are important, you can negotiate in a targeted manner and secure your property more quickly.
4. search for your property.
Now it's time to start looking for your dream property. The search can be conducted via platforms, estate agents or personal networks. Important criteria are location, condition, need for refurbishment and value for money. An estate agent's expertise and network offer major advantages, particularly in markets where demand is high.
5. inspection and purchase offer
Once you have found an interesting property, a thorough inspection is essential. Check the condition of the property carefully or seek advice from an expert. If the property meets your expectations, you can submit a purchase offer and clarify important details such as price negotiations, defects or renovation requirements.
An important tip: Consult a building expert during the inspection in order to recognise potential defects or the need for renovation at an early stage.
6 Notary appointment and closing
The purchase contract is prepared and notarised by the notary. The purchase only becomes legally binding once it has been notarised. The notary also arranges the entry in the land register and the payment of land transfer tax.
Make your purchase enquiry today and let us accompany you on the way to your dream property!
